Isma leads the actuarial software team in Actuarial Partners. She started to focus on actuarial software modelling work in 2010 and became the team leader in 2011. Under her guidance, the software team has developed Life Insurance, Family Takaful and Asset & Liability models using

Isma graduated from University of Illinois with BSc Degree in Actuarial Science and Finance. She joined the Company in 2006 and has performed a wide range of work for life insurers and reinsurers, as well as family Takaful Operators.

Prior to leading the team, she was involved in appraisal valuations, financial condition reporting, statutory valuation and experience analysis for several clients. She also has experience in product design and profit test, which includes amongst others, industry-wide products such as the Critical Illness Scheme, Bijak Malaysia and Teras Malaysia Extra.

Outside the traditional actuarial work, she has also worked on brand valuation, Takaful and Retakaful feasibility studies and financial projections for local and international clients.